Merchant services for growing businesses
Get paid faster.
Card terminals, online checkout and point of sale on one account — with rates you can read on a single page and money in your bank the next morning.
Rate snapshot
What our merchants pay
1.5%
In-person card rate, from
24h
Typical approval time
$0
Setup and cancellation fees
Illustrative figures. Replace with your own published rates.
Transparent flat-rate pricing
Next-day settlement
PCI DSS compliant
Support that answers
Solutions
Every way your customers pay.
In the shop, on your site, on the road — settled into one account.
Card terminals
Countertop and portable readers that take chip, contactless and mobile wallets, configured before they ship.
Online payments
A hosted checkout or a drop-in payment form, with tokenised cards so recurring billing keeps working.
Point of sale
Tills, tabs and stock counts for shops and hospitality, with the card reader built into the same screen.
Mobile and on-site
Take payment at the customer’s door or table on a phone, and email the receipt before you leave.
Invoicing and pay-by-link
Send a payable link by email or text and get paid without exchanging card details over the phone.
Subscriptions
Recurring plans with automatic retries and card-updater support, so renewals do not silently fail.
EBT and SNAP
Accept EBT cards for food and cash benefits on the same terminal as everything else. We handle the FNS paperwork with you.
How it works
Switching takes an afternoon.
A quote you can check against your own statement, then an account that runs itself.
Getting set up
From quote to first payment.
1. Send us a statement
We read your current processing statement line by line and show you, in writing, what the same month would have cost with us.
2. Apply in minutes
One short application covers underwriting. Most accounts are approved within a business day, with no long-term contract to sign.
3. Go live
Terminals arrive pre-configured and online checkout drops in with a few lines of code. Take your first payment the same week.
Once you are live
What running on us looks like.
1. Money lands next day
Batches closed before the daily cut-off settle to your bank the next business day. Same-day funding is available on eligible accounts.
2. One place to see it all
In-store, online and invoice payments report into a single dashboard, so reconciliation stops being a monthly puzzle.
3. A real support line
A named account contact and phone support during business hours, because a terminal that stops working is not a ticket, it is a closed till.
Pricing
Rates on one page.
No setup fee, no cancellation fee, no three-year contract.
Starter
2.4%
+ 10¢ per transaction
For new and seasonal businesses taking payments in person.
- One card reader included
- Next-day settlement
- No monthly minimum
- Email support
Growth
1.9%
+ 8¢ per transaction
For established shops and sites processing every day.
- In-person and online on one account
- EBT and SNAP acceptance
- Next-day settlement
- Unified reporting dashboard
- Named account contact
Custom
Interchange+
priced on your volume
For higher-volume merchants who want the wholesale rate shown.
- Interchange-plus pricing
- EBT and SNAP acceptance
- Same-day funding available
- Multi-location reporting
- Phone support
Illustrative rates for template purposes. Final pricing depends on card mix, volume and underwriting.
Testimonials
Businesses that switched
We were paying a percentage point more than we needed to and did not know it. The switch took an afternoon, the terminals arrived the next day, and the savings showed up on the first statement.
Emily & John Smith
Owners — Coffee shop
Online checkout and the card reader in the shop finally report into one place. Settlement lands next morning, every morning, and support answers the phone.
Sam & Mickay John
Owners — Retail & online
FAQs
Payments, answered
The questions business owners ask us most often before they switch processor.